4 Steps you Must take to Start a Cleaning Business with No Money

How to Start Your Own Cleaning Business with No Money

Group of proffesional cleanersIn today’s tough economy, it is more difficult than ever to secure a traditional “9 to 5″ job.

This is why many people are deciding to start their own businesses. Doing so can allow you a tremendous amount of time freedom, as well as the opportunity to earn an unlimited amount of income.

Unfortunately, one of the biggest obstacles to people starting their own company isn’t the economy or even the access to financing, but rather the thought in their own mind stating doubt about “how to start my own business with no money.”

The good news is that this can easily be overcome, as there are numerous ways to come up with the money that you need to start your own business.

One of the most popular types of businesses to start is a commercial or residential cleaning company. These firms consistently are in high demand, as there is always need for these types of services.

Yet, even the most basic of cleaning company will require that you purchase supplies, as well as have funding for marketing, transportation, and other start-up costs.

Therefore, if you’re just starting out and are short on funds, it could still leave you wondering how to start your own business with no money.


Finding the Business Funding That You Need

When most people think about starting a business, they believe that they need to have lots of money saved up to purchase inventory or equipment.

Yet, while you may need some initial capital, it doesn’t necessarily have to come out of your own pocket.

There are actually a number of ways to get your business started without using your own money. These can include:

Borrowing funds from family or friends.

In this case, be sure that you put everything in writing as if you were borrowing from a bank or other lender. This includes having a set rate of interest, as well as a monthly due date for repayments.

Locate a financial partner who will invest in the business.

You could find a financial partner who is willing to invest in the business. In this case, he or she would put up the funding, while you take care of the marketing and business side. Here, too, it’s always best to have your agreement in writing.

Use funds from credit cards.

If you have a large credit line available on a credit card, this could allow you the opportunity to come up with the funding that you need to get your business started.

If you decide to go this route, though, be sure that you repay the funds as soon as possible, as borrowing in this manner typically comes with a very high rate of interest, as well as additional “cash advance” fees.

Apply for a small business loan.

Many banks and other lenders have special programs whereby they will assist new businesses to get up and running with the funding that they need.

In most cases, the lender will require that you present them with a well documented business plan and other supporting paperwork that shows your company’s plans for attaining incoming cash flow going forward.


Taking the Next Step

Once you have secured the funding that you need, you will be ready to take the next steps that are necessary to get your business up and running. This way, you will be able to generate incoming cash in order to earn an income, as well as to repay the borrowed funds.

Some of the other tasks that you will need to complete should include:

  • Setting up a bank account for your new business. You will need to have a separate bank account for your business, as you should not co-mingle personal funds with business funds.


  • Obtaining all of the proper licensing and certifications. Determine whether you need any type of licenses and / or certifications in order to conduct your cleaning business in your particular area. You may also be required to become bonded. A good source of information here would be to contact your local Chamber of Commerce.


  • Contacting an accountant and attorney. You will want to hire and accountant or CPA, as well as an attorney. Now that you have your business operating, it is a good idea to have an accountant or CPA who can take care of your business taxes. Likewise, should any legal issues arise, it is always wise to have a good attorney.


  • Beginning to market and advertise. You should also start to market and advertise your business. This can be done via print, radio, television, online, and through flyers. In addition, remember to get business cards printed so that you can start handing them out.


Now that you know how to start a cleaning business with no money, you are ready to move forward. The good news is that typically, cleaning businesses can generate revenue quite quickly.

Therefore, you should be able to reinvest your profits back into your business, pay off your initial loan or investor, and continue to watch your company grow.